Legal & Compliance

Terms of Service

Effective Date: ‍10/01/2024

Welcome to GetBreezy, LLC d/b/a RiskRelease, LLC ("RiskRelease," "we," "us," or "our"). By using our services, you agree to comply with and be bound by the following terms and conditions ("Terms"). These Terms govern your access to and use of the RiskRelease website, tenant liability programs, and related services.
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RiskRelease provides risk management solutions designed to help property owners and managers ensure their residents meet the insurance requirements of their lease agreements. These programs are delivered through partnerships with licensed insurance brokers.

Please read these Terms carefully. By using our services, you agree to these Terms and Conditions.

1. Definitions

  • “Property Manager” or “Owner”: Refers to property management companies, property owners, or authorized representatives who engage with RiskRelease to offer risk management solutions to residents.
  • “Tenant”: Refers to an individual or entity leasing a property and either opting into or being automatically enrolled in the RiskRelease tenant liability program.
  • “Program”: Refers to the tenant liability coverage RiskRelease offers.

2. Services Overview

RiskRelease offers a liability program that property managers and owners can implement to ensure tenant compliance with their lease agreements, specifically regarding tenant liability insurance.

  • For Property Managers and Owners: RiskRelease works with property managers to customize liability programs that meet their specific property needs. This includes monitoring third-party policies or automatically enrolling residents in the RiskRelease program if they fail to provide their own coverage.
  • For Residents: Residents may opt into or be automatically enrolled in the RiskRelease program if they do not provide proof of external liability coverage. If enrolled or rolled into a RiskRelease program residents will be charged a fee by the property manager, which will be applied to their account ledger for each month they are in the RiskRelease program that they reside in the unit of the property that enforces the program.

3. Eligibility and Account Registration

  • Property Managers and Owners: To use RiskRelease services, you must be a property management company, property owner, or authorized agent. By engaging with our services, you confirm that you are authorized to make decisions on behalf of the property and residents.
  • Residents: Residents are automatically enrolled in our program if they fail to provide proof of insurance or may choose to opt into our liability program. By opting in, residents agree to pay any applicable fees as outlined by their property management company.

4. Tenant Liability Program

  • Coverage: The RiskRelease tenant liability program offers coverage for tenant liabilities. This coverage does not replace renters’ insurance but is designed to meet the liability requirements outlined in the lease agreement.
  • Enrollment: Residents can either opt into the RiskRelease program or be automatically enrolled if no proof of coverage is provided by a specified deadline. Fees for the program are charged to the tenant by the property manager and reflected in their account ledger.
  • Third-Party Monitoring: If a tenant provides a certificate of insurance from a third-party insurer, RiskRelease will monitor the policy to ensure compliance. Residents must add RiskRelease as an “additionally insured” party to opt in and enable this monitoring.

5. Fees and Payments

  • Property Managers and Owners:
    1. Term: Agreements shall have an initial term of one (1) year, with automatically renewing and successive one (1) year terms. Notwithstanding the aforementioned, either Party may freely terminate this Agreement at any time with no penalty upon thirty (30) days written notice provided to the other Party.
    2. Should Owner transfer its ownership interest in a Property or Properties, whether voluntarily or involuntarily, or if a receiver is appointed by court order to take control, this Agreement shall terminate with respect to that Property or Properties as of the date that Owner no longer owns the Property or Properties, or as of the date a receiver is appointed. However, this Agreement may be assigned to the new owner, or receiver, upon RiskRelease’s written consent.
    3. Upon termination of this Agreement, RiskRelease’s obligation to provide the Services shall cease and RiskRelease shall be released from any and all liability or responsibility under the Program, provided however, that Owner shall have the responsibility of notifying residents who are participating in the Program that the Program has been discontinued. Residents who are enrolled in the Program will continue their enrollment in the Program until the end of the enrollment month that this Agreement was terminated, subject to changes in enrollment based upon resident compliance with the Program.
    4. Payment Terms: Property managers and owners are responsible for paying all RiskRelease dues for services provided. Invoices are due no later than 30 days (Net 30) from the date the invoice is issued.
    5. Late Payments: Any payments made after the 30-day period may result in a disruption of services. RiskRelease reserves the right to suspend services, including compliance monitoring, until all outstanding amounts are paid.
    6. Collections and Legal Claims:If payments are not received within the 60-day period, RiskRelease may initiate collection proceedings or pursue legal action to recover any outstanding balances, including any applicable fees, interest, and/or legal costs.
  • Residents: Residents enrolled in the RiskRelease program will pay a fee as determined by their property manager, which will be reflected in the resident’s account ledger. Residents are responsible for paying these fees as part of their rent or through any other means outlined by the property management company. Non-payment may result in penalties and/or lease violations.

6. Responsibilities of Property Managers and Owners

  • Compliance: Property managers and owners are responsible for providing accurate tenant data (e.g., name, unit number, lease details) to RiskRelease. Failure to provide and manage correct information may result in errors or delays in the program.
  • Notification: Property managers must notify residents of their obligations under the program, termination of the program or any prior programs and that the resident must provide proof of insurance or participate in the RiskRelease program. RiskRelease is not responsible for tenant disputes that arise from lack of communication or understanding of the terms.
  • Insurance Verification: Property managers and owners will be notified of any third-party insurance policies provided by residents that do not meet the coverage requirements outlined in the lease agreement and included in the rectification of coverage to ensure that compliance is met. This could include a requirement that the tenant carry a RiskRelease policy in addition to their third party insurance or programs, whatever fulfills the needs of the lease agreement.

7. Responsibilities of Residents

  • Opting Into the Program: Residents who do not wish to provide third-party insurance are automatically enrolled in the RiskRelease program. By participating in the program, residents agree to comply with all payment terms outlined by their property management company in their lease addendum.
  • Providing Proof of Insurance: Residents who opt to provide their own liability insurance must ensure their policy meets the minimum requirements set forth by their lease agreement. They must also add RiskRelease as an “additionally insured” party for monitoring purposes.
  • Timely Payment: Residents enrolled in the RiskRelease program are responsible for timely payment of all fees associated with their coverage. Failure to do so may result in penalties and/or loss of coverage which will be carried out by the property management company.

8. Data Collection and Privacy

RiskRelease is not a SaaS provider, nor do we currently hold SOC compliance certification. While RiskRelease uses a web application to integrate with property management CRM systems and verify tenant compliance, we do not manage or store large volumes of personal data or PII like a typical SaaS company. The data RiskRelease handles is limited to compliance-related information (e.g., names, coverage status) and data that largely can be found public records. Once verification is complete, RiskRelease simply returns compliance status updates to the property management system.

For more information about how we collect and use data, please refer to our Privacy Policy.

9. Claims Process

In the event of a claim related to tenant liability, the resident must notify RiskRelease promptly and provide all necessary information to process the claim. Claims are processed in collaboration with the landlord and property manager. RiskRelease may collect additional information to facilitate claim handling.

10. Disclaimers

  • No Insurance Provider: RiskRelease is not an insurance company. We offer programs in conjunction with insurance brokers. Residents enrolled in our programs are provided liability coverage to comply with their lease obligations but should not view this as a substitute for comprehensive renters’ insurance.
  • Third-Party Policies: RiskRelease is not responsible for the unique terms and conditions of any third-party insurance policies provided by a resident. RiskRelease monitors third-party policies only to the extent necessary to ensure lease compliance.
  • No Guarantee of Coverage: RiskRelease programs are designed to meet property requirements, but do not guarantee complete coverage for all incidents. Residents and property managers should review the specific terms of each program or policy to ensure it meets their needs.


11. Limitation of Liability

To the fullest extent permitted by law, RiskRelease, its directors, employees, or affiliates shall not be liable for any direct, indirect, incidental or consequential damages arising from your use of our services, inability to use the services, or any claims related to tenant compliance or liability coverage.

12. Termination

RiskRelease reserves the right to terminate or suspend access to our services for any client or user who violates these Terms, fails to comply with their lease agreement or CSA or provides false information.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of Texas. Any legal action or proceeding arising out of or relating to these Terms shall be brought in the appropriate court located in Dallas County, Texas.

14. Modifications

RiskRelease reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of the services after any modifications constitutes your acceptance of the revised Terms.

15. Contact Us

If you have any questions about these Terms, please contact us at: