1. Coverage Begins Automatically
If your community participates in RiskRelease, enrollment typically starts when you sign your lease.
You’re Already Covered
Through your community’s partnership with RiskRelease, you have options when it comes to insurance.
If you’ve signed your lease, you have been enrolled in the RiskRelease waiver program and have met your lease’s insurance requirements - you can move forward with confidence, knowing you’re compliant!
What This Means for You
If you’ve signed your lease, your insurance requirements are already met through the RiskRelease Waiver solution—no additional action required.
RiskRelease gives you flexibility, so you can choose the option that works best for your situation, whether that is purchasing more comprehensive coverage through our website, or providing your own renters insurance policy.
Meet Your Requirements
Understanding Your Coverage
While this coverage satisfies your requirement, it differs from a traditional renters insurance policy, which can include protection for personal belongings and additional liability coverage.
You Have Options
While no action may be needed, you can choose how you’d like to meet your coverage needs.
Stay Enrolled— No Action Needed
If you’ve already signed your lease, you’re automatically enrolled in RiskRelease coverage. No paperwork, no extra steps—your insurance liability requirement is already met.
Use Your Own Insurance
If you already have a renters insurance policy, you can upload your proof of coverage in just a few minutes.
We’ll review your policy to make sure it meets your community’s requirements and let you know if anything is missing.
Get Additional Coverage
Don’t have renters insurance but want more protection? You can quickly get coverage that meets your community’s requirements— in just a few minutes.
Additional policies may provide broader protection, including coverage for personal belongings.
The Process
How Coverage & Compliance Work
How Coverage & Compliance Work
2. Choose What Works for You
Stay enrolled, upload your own policy, or explore additional coverage options.
3. Quick Review
If you submit a policy, we review it to ensure it meets your community’s requirements—usually within 48 hours.
4. Stay Compliant
Once approved, you’re all set. We’ll continue to track your coverage so you remain compliant.
Key Benefits
Why Use RiskRelease?
Fast & Easy
In many cases, you’re already covered—no extra steps needed.
Clear Guidance
We’ll let you know exactly what’s needed and help if anything is missing.
Stay Compliant
Avoid issues with your lease by meeting your community’s insurance requirements.
Ongoing Support
Our team is here to help review your policy and answer questions along the way.
Get Support
Need Help?
Need Help?
Insurance questions can feel overwhelming. We get it. If you're unsure what to do or have questions about your requirements, our team is ready to help you figure it out.
Frequently Asked Questions
FAQs
Am I already covered?
If your community partners with RiskRelease and you’ve signed your lease, you are typically already enrolled in coverage that meets your lease requirements.
What if I already have insurance?
You can upload your policy, and we’ll review it to ensure it meets your community’s requirements.
Do I need additional coverage?
No—the RiskRelease program coverage satisfies your lease liability requirements. Additional coverage is optional based on your personal coverage needs and preferences.
How long does it take to get approved?
Most policies are reviewed within 48 hours.
You’re Covered — And You Have Options
Stay enrolled, use your own policy, or explore additional coverage—whatever works best for you.
